Baby Boomers Retirement Club

The Baby Boomers Are In Trouble: And Why You Should Be Worried About It - (Part 1)

April 29, 2008  


Stamford, Conn.—If you, like me, are one of those people born from 1946 to 1964, there’s something I need to tell you.

When I was in my twenties, I used to refer to myself as “the Kid.” And surely, somewhere in the inner depths of my mind I still believe I might wake up one morning and be a teenager all over again! Just last night in fact, I was reminiscing with a Baby Boomer friend my age about the rock concerts we used to go to in New York’s Central Park every summer, when we were 17. Now, we were both saying, a good new slogan for our generation might be “Don’t trust anyone under 50.”

The truth is, right now many Baby Boomers may be feeling as if, “those were the good old days….”

Because we are all suddenly facing a world that’s unlike anything we’ve ever conceived before—a world profoundly different than it was even six months ago. We are right smack in the middle of a perfect storm the likes of which no generation (and certainly no American generation of almost 80 million people) has ever had to face.

The U.S. economy and our nation’s leadership role in the world are in serious jeopardy. Most people have not had any increase in income and buying power during the last economic boom. The Social Security and Medicare Programs, and the health care system itself, are basically on life support, and are simply unsustainable. Meanwhile, it’s the first time in history that a large generation of people can expect to live more than half of their adult lives... AFTER AGE 50. I’m telling you, we’re heading into totally uncharted territory here.

And let me tell you also, if we as a society (and as Baby Boomers) don’t get out of denial and into doing some more things right, it’s not going to be very pretty.

So, the good news is, we’re going to live another 40 or 50 years. The bad news is…we’re going to live another 40 or 50 years.

And in the well-remembered words of Clint Eastwood in Dirty Harry, You have to ask yourself one question, Do I feel lucky?

Because you and I both know that even a magic formula or silver bullet in one area (money, health, marriage, etc.) doesn’t mean you’re safe from the challenges in all the others (demanding, delinquent children or grandchildren, family health issues, infirm, aging parents, boredom, depression, anxiety, etc.).

In part 2 of this article, I’m going to give you a taste of what we’re shortly going to be up against (if we’re not there already). And some thoughts of what we can do about it.

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